Federal Parent PLUS Loan Repayment

Standard Repayment Plan

Under the Standard Repayment Plan, monthly payments are a fixed amount of at least $50 per month for up to 10 years. Borrowers who do not request a different repayment plan from their loan holder will automatically be set up on a standard repayment plan.

Calculate estimated loan payments under this plan.

Graduated Repayment Plan

Under the Graduated Repayment Plan, monthly payments start out lower and increase every two years over a 10-year repayment period.  Payments must be high enough to cover the interest that accrues each month.

Calculate estimated loan payments under this plan.

Extended Repayment Plan

Under the Extended Repayment Plan, monthly payments are a fixed or graduated amount over a 25-year repayment period.  Borrowers must have more than $30,000 in outstanding federal student loans to qualify for this plan.

Calculate estimated loan payments under this plan.

Printed from the Iowa College Student Aid Commission website on December 11, 2017 at 4:37pm.