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Iowa College Student Aid Commission
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Mission: Money Control
Mission: Money Control helps people of all ages master financial fundamentals and see how the choices they make with their money affect their financial future. Iowa College Aid provides students the tools and resources necessary to make informed decisions through Mission: Money Control presentations and e-postcards.
Mission: Money Control helps people of all ages master financial fundamentals and see how the choices they make with their money affect their financial future. Iowa College Aid provides students the tools and resources necessary to make informed decisions through Mission: Money Control presentations and e-postcards.
Presentations
Basics of Money Management
Dress for Success
Financial Aid 101
How to Manage Money So It Doesn't Manage You
How to Stop Living Paycheck to Paycheck
How Will You Spend Your First Paycheck?
I.O.U: How to Make Wise Borrowing Decisions
Living Comfortably on a College Budget (a.k.a. How to Prevent Living in Your Parents’ Basement After College)
Making Smart Financial Decisions
Nursing Loan Forgiveness Program
Saving a Little – Making a Big Difference
Setting Up Your First Home
Student Loans - What Every High School Student Should Know
Study Abroad – What to Know Before You Go
Tackling Debt
Teaching Loan Forgiveness Program
Understanding Your Credit History – Part 1
Understanding Your Credit History – Part 2
What Do You Want to Be (a.k.a. It’s How Much?)
What’s In the Fine Print – What to Know Before You Sign a Contract
How to Avoid a Job You Hate, (a.k.a. How to Find a Career You Love)
College is Coming – What do You Need to Know?
After Graduation - Now What?
Preparing for college graduation and starting what is probably their first professional job is both exciting and a little scary for students. Life after college means more responsibility and making important financial decisions.
Target Audience: College seniors and gradate students
Learning Objectives: Attendees will have a better understanding of purchasing a car and selecting the appropriate insurance, employee benefits, retirement plans and health insurance options, mortgages versus lease agreements, house/rental insurance, student loan repayment plans, credit cards and FICO scores and much more.
Target Audience: College seniors and gradate students
Learning Objectives: Attendees will have a better understanding of purchasing a car and selecting the appropriate insurance, employee benefits, retirement plans and health insurance options, mortgages versus lease agreements, house/rental insurance, student loan repayment plans, credit cards and FICO scores and much more.
Avoiding Identity Theft
In today's society, students are oftent taught ways to protect their home, car and other personal items. They may even have learned basic self-defence so they can feel safe while walking through campus and the community. However, many students may not have learned how to protect the most important thing they have - their identity.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of identity theft, how to detect warning signs, ways to deter an attack and what to do if they become victims.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of identity theft, how to detect warning signs, ways to deter an attack and what to do if they become victims.
Basics of Money Management
This presentation provides a brief overview of several areas of money management. Students will learn tools for understanding credit and its impact on their personal and financial success. More detailed presentations are also available for these individual topics.
Target Audience: High school seniors and college students
Learning Objectives: Attendees will have a better understanding of developing a budget, understanding credit reports and credit scores, evaluating and selecting a credit card and ways to avoid identity theft.
Target Audience: High school seniors and college students
Learning Objectives: Attendees will have a better understanding of developing a budget, understanding credit reports and credit scores, evaluating and selecting a credit card and ways to avoid identity theft.
Dress for Success
Students may feel it is superficial to worry about their wardrobe, but what one wears speaks volumes. Students should ask themselves what message they want their clothes to send in school, an interview or the workplace.
Target Audience: Middle school students, high school students and traditional college students
Learning Objectives: Attendees will have a better understanding of appropriate dress for job interviews,
as well as appropriate dress for a first professional job.
Target Audience: Middle school students, high school students and traditional college students
Learning Objectives: Attendees will have a better understanding of appropriate dress for job interviews,
as well as appropriate dress for a first professional job.
Financial Aid 101
Planning, preparing and paying for college are key steps for a successful college career. But it is often difficult to know where to start. This presentation provides information, tools and resources to families and students exploring higher education opportunities. Topics covered include the FAFSA process and the different types of financial aid.
Target Audience: High school juniors and seniors and their parents
Learning Objectives: Attendees will have a better understanding of how to start the financial aid process, when to start, and tools and resources available.
Target Audience: High school juniors and seniors and their parents
Learning Objectives: Attendees will have a better understanding of how to start the financial aid process, when to start, and tools and resources available.
How to Manage Money So It Doesn't Manage You
Successful money management is possible at any age. This presentation will provide attendees with the tools they need to set realistic goals and to create a usable spending plan.
Target Audience: Middle school students, high school students, traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of creating and maintaining a workable budget/spending plan, and the importance of setting financial goals.
Target Audience: Middle school students, high school students, traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of creating and maintaining a workable budget/spending plan, and the importance of setting financial goals.
How to Stop Living Paycheck to Paycheck
Living from paycheck to paycheck can be an exhausting and risky way of handling household expenses. Thorugh this presentation, attendees will learn how to change their spending habits and increase their financial stability.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of tracking expenses, cutting back, lowering debt payments, avoiding unnecessary fees, starting a savings plan, and the power of compound interest.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of tracking expenses, cutting back, lowering debt payments, avoiding unnecessary fees, starting a savings plan, and the power of compound interest.
How Will You Spend Your First Paycheck?
All too often those new to the world of work are surprised by the amount of their first paycheck. After required deductions and withholdings, that first check may be far less than anticipated. This presentation will show attendees that now is the perfect time to create a budget and start out on the right foot.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of information on paychecks and pay stubs, the principles of effective budgeting and money management resources.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of information on paychecks and pay stubs, the principles of effective budgeting and money management resources.
I.O.U: How to Make Wise Borrowing Decisions
There are times when borrowing is necessary. Using debt appropriately allows individuals to aquire an asset they couldn't afford to buy outright. This session will review different lending sources and what to look for when borrowing, so attendees understand the true cost of debt from each source.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of available lending sources and the advantages and disadvantages of each as well as ways to improve credit status.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of available lending sources and the advantages and disadvantages of each as well as ways to improve credit status.
Living Comfortably on a College Budget (a.k.a. How to Prevent Living in Your Parents’ Basement After College)
A key component to financial success is the implementation ofa budget. This presenation will help attendees establish a budget, track expenses and avoid situations that could lead to financial disaster. In addition, attendees will learn the top money mistakes college students make and receive tips on how to survive on a typical college student's budget. The presenation will also touch on making good financial decisions after graudation to help build future wealth.
Target Audience: College students
Learning Objectives: Attendees will have a better understanding of developing a budget, ways to prevent impulse spending, advantages and disadvantages of credit and debit card usage, advantages and disadvantages of prepaid credit cards, differentiating between wants versus needs and changing current behaviors.
Target Audience: College students
Learning Objectives: Attendees will have a better understanding of developing a budget, ways to prevent impulse spending, advantages and disadvantages of credit and debit card usage, advantages and disadvantages of prepaid credit cards, differentiating between wants versus needs and changing current behaviors.
Making Smart Financial Decisions
Life is filled with choices; some more difficult than others. This presentation will help address some key financial decisions and teach attendees how to make the best decisions in order to ensure a more secure financial future.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of the decision-making process, factors that can influence decisions and factors to know before making financial decisions.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of the decision-making process, factors that can influence decisions and factors to know before making financial decisions.
Nursing Loan Forgiveness Program
Student loan repayment assistance is available for borrowers who work in specified fields and geographical areas. Registered nurses in Iowa may be eligible for loan forgiveness programs from both state and federal sources. During this presenation, attendees will learn about federal and state loan forgiveness programs for nurses, including eligibility requirements, service obligations and how to apply.
Target Audience: College nursing students and nursing faculty
Learning Objectives: Attendees will have a better understanding of nursing loan forgiveness opportunities and the eligibility criteria for both federal and state programs.
Target Audience: College nursing students and nursing faculty
Learning Objectives: Attendees will have a better understanding of nursing loan forgiveness opportunities and the eligibility criteria for both federal and state programs.
Saving a Little – Making a Big Difference
Many students are living on a limited budget and don’t think they can afford to set aside money each month as savings. This session will show attendees how saving and investing can fit into any budget and how starting to save early in life can have long-term rewards.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of ways to start saving, investment basics, compounding interest and strategies to increase savings.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of ways to start saving, investment basics, compounding interest and strategies to increase savings.
Setting Up Your First Home
While setting up a first home can be stressful, it can also be very exciting! The key is to learn how to prepare in order to have a fun, easy, stress-free move. This presentation will provide timelines, estimated moving costs, “to do” lists, buyer and renter’s information, packing tips and more. This program is perfect for anyone who is setting up their first home or as a refresher for the seasoned movers.
Target Audience: High school seniors and traditional college students
Learning Objectives: Attendees will have a better understanding of what it takes to prepare for a move, the costs associated with a move, tips to get started and steps that can be taken to ensure a smooth transition.
Target Audience: High school seniors and traditional college students
Learning Objectives: Attendees will have a better understanding of what it takes to prepare for a move, the costs associated with a move, tips to get started and steps that can be taken to ensure a smooth transition.
Start Smart – Habits of Responsible Credit Card Users
It is important for students to use credit wisely, right from the start. This presentation will help attendees evaluate credit card options, understand the terms associated with credit cards and learn how to use credit cards wisely.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of selecting credit cards,
understanding the contract terms and credit card holder rights, as well how to develop habits for using credit responsibly.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of selecting credit cards,
understanding the contract terms and credit card holder rights, as well how to develop habits for using credit responsibly.
Student Loans - What Every High School Student Should Know
Federal student loans can be a great way to cover education and living expenses while in college. However, all loans are real money that must be repaid...with interest! This presentation is designed to help students understand the responsibilities associated with borrowing student loans and how the borrowing decisions they make while in college will directly affect their financial future. The presentation will also include an overview of the Stafford Loan process.
Target Audience: High school seniors and their parents.
Learning Objectives: Attendees will have a better understanding of the borrowing process and the responsibilities associated with borrowing federal student loans.
Target Audience: High school seniors and their parents.
Learning Objectives: Attendees will have a better understanding of the borrowing process and the responsibilities associated with borrowing federal student loans.
Study Abroad – What to Know Before You Go
For parents of students interested in study-abroad options, it can be hard to adjust to the idea of their child being so far from home. In addition, there are a lot of other factors to consider when considering study abroad opportunities. This presentation provides parents with helpful information about study abroad and off-campus programs. Parents will learn what questions they should be asking and who they can turn to for answers. Information provided includes: documents needed, financial aid options, immunizations and what to expect when their student returns.
Target Audience: College student and parents of college students
Learning Objectives: Attendees will have a better understanding of things they need to consider when their child plans to study abroad, as well as the resources available to help make informed decisions.
Target Audience: College student and parents of college students
Learning Objectives: Attendees will have a better understanding of things they need to consider when their child plans to study abroad, as well as the resources available to help make informed decisions.
Tackling Debt
Some debt is necessary to achieve goals and dreams, such as borrowing to pay for a college education. Other debt, like high interest credit card debt, can drain finances and actually hinder achievement of important goals and dreams. Through this program, attendees will learn how to balance their borrowing habits to reduce debt and improve their financial health.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of how to take charge of credit card debt, responsible borrowing while in college and what to do when overwhelmed by debt.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of how to take charge of credit card debt, responsible borrowing while in college and what to do when overwhelmed by debt.
Teaching Loan Forgiveness Program
Student loan repayment assistance is available for borrowers who work in specified fields and geographical areas. Teachers in Iowa may be eligible for loan forgiveness programs from both state and federal sources. During this presenation, attendees will learn about federal and state loan forgiveness programs for teachers, including eligibility requirements, service obligations and how to apply. Attendees will also learn how to apply for forbearance so maximum benefits can be received.
Target Audience: College-aged education students and education faculty
Learning Objectives: Attendees will have a better understanding of education loan forgiveness programs and the eligibility of both federal and state programs.
Target Audience: College-aged education students and education faculty
Learning Objectives: Attendees will have a better understanding of education loan forgiveness programs and the eligibility of both federal and state programs.
Understanding Your Credit History – Part 1
Viewing and understanding their credit report is an important step for students as they transition to adult life with new financial decisions and responsibilities. This presentation will help attendees how to access their credit report, discuss the credit reporting process and discuss what their credit report says to a prospective lender. The presentation will also touch on different types of inquiries and their impat on credit scores.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of the importance of a credit history, the function of credit reporting agencies, how to request a credit report and understand what it says.
Target Audience: Traditional college students and adult learners
Learning Objectives: Attendees will have a better understanding of the importance of a credit history, the function of credit reporting agencies, how to request a credit report and understand what it says.
Understanding Your Credit History – Part 2
Their credit score may be one of the most important numbers in a person's life. In this presentation, attendees will learn how a credit score is calculated and how to improve their score so they can get the best loan terms and interest rates. Attendees will also learn about laws aimed at protecting their credit information from identity theft.
Target Audience: High school seniors and traditional college students
Learning Objectives: Attendees will have a better understanding of the role of credit reporting agencies, how credit scores are calculated and how to improve their credit score.
Target Audience: High school seniors and traditional college students
Learning Objectives: Attendees will have a better understanding of the role of credit reporting agencies, how credit scores are calculated and how to improve their credit score.
What Do You Want to Be (a.k.a. It’s How Much?)
An excellent complement to a career planning unit, this presentation will allow attendees to explore career options, learn the average salaries for different professions and the cost of living for different geographic locations. The cost of living and average salaries in Iowa will be highlighted. The presentation will also offer tips for assessing skills and interests to find each student’s ideal career.
Target Audience: Middle school, high school and early college students
Learning Objectives: Attendees will have a better understanding of salary information and how to assess their skills and interests and relate those characteristics to possible careers.
Target Audience: Middle school, high school and early college students
Learning Objectives: Attendees will have a better understanding of salary information and how to assess their skills and interests and relate those characteristics to possible careers.
What’s In the Fine Print – What to Know Before You Sign a Contract
A contract is a legally binding agreement, so it is important to know what is included, especially the fine print. This presentation will discuss the key points of cell phone contracts, student loan promissory notes, rental leases, auto service contracts and credit card agreements so attendees can be informed and prepared when asked to sign on the line.
Target Audience: Traditional college students and adult leaners
Learning Objectives: Attendees will have a better understanding of cell phone plans and contracts, promissory notes, leases and rental agreements, renters' legal rights, auto service contracts and credit card agreements.
Target Audience: Traditional college students and adult leaners
Learning Objectives: Attendees will have a better understanding of cell phone plans and contracts, promissory notes, leases and rental agreements, renters' legal rights, auto service contracts and credit card agreements.
How to Avoid a Job You Hate, (a.k.a. How to Find a Career You Love)
Selecting a career path is an important decision. This presentation will discuss values, interests and abilities and how those things can be used to select a fulfilling career. The presentation will adddress the difference between a job and career, define the term "career path", list the key skills employers seek, compare the pros and cons of several careers, and identify the statistically most dangerous and the most satisfying careers.
Target Audience: High school students and college students in their first two years
Learning Objectives: Attendees will identify their most important values and interests and learn the skills needed to be most appealing to employers.
Target Audience: High school students and college students in their first two years
Learning Objectives: Attendees will identify their most important values and interests and learn the skills needed to be most appealing to employers.
College is Coming – What do You Need to Know?
This in-depth presentation covers information important to families of students nearing college age. Statistics are given concerning the cost of education at different types of institutions and regarding the difference in lifetime earnings based on the degree obtained. Tips for saving for college are discussed, along with information on locating scholarships. Investment options, such as 529 plans, Coverdell Education Savings Accounts, UGMA and UTMA and Roth IRAs are also covered.
Target Audience: Junior high and high school students and their families
Learning Objectives: Attendees will have a better understanding of college costs, the benefits of a college education, college savings options, types of financial aid available and scholarship opportunities.
| Mission: Money Control e-postcards are an easy way to share important financial topics with students. Each postcard can be copied and pasted into an email and sent to selected recipients. |
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| Stay Safe in Cyberspace | Earth Day |
| The FAFSA is nothing to sneeze at | Emergency Funds |
| Celebrate the Season Without Breaking the Bank | Learn Your Growing Power |
| Repayment Terms | Protect Your Identity |
| Financial Aid Awareness Month | Road Trip Tips |
| Spring Break | Try Your Luck with a Budget |
| Valentine's Day | Know Your Dough |
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